KVP calculator: when your money doubles
Enter what you invest and when. Kisan Vikas Patra doubles it in 115 months at today's rate.
- Doubles in 115 months
- Exact maturity date
- Free, no sign-up
Compare KVP after tax
KVP has no 80C benefit and its interest is taxable. Our experts compare it with PPF, FDs and debt funds for your slab.
Questions people often ask
Does KVP save tax?
No. There's no 80C deduction, and the interest is taxable.
Can I cash KVP early?
Yes, after 2 years and 6 months, at a value lower than full maturity.
KVP at a glance
Your money doubles at maturity.
| Interest rate | 7.5% (Oct–Dec 2026) |
| Doubles in | 115 months |
| Minimum | ₹1,000, no maximum |
| Tax | No 80C; interest taxable |
Last reviewed 8 October 2026. Rates are notified by the Ministry of Finance every quarter; these are for 1 October to 31 December 2026.
- Small savings schemes and interest rates National Savings Institute, Ministry of Finance
- Post office savings schemes India Post
Common questions
How long does KVP take to double?
115 months (9 years 7 months) at the current 7.5% rate.
What is the KVP interest rate now?
7.5% a year, compounded yearly, for October to December 2026.
Is KVP interest taxable?
Yes. And there's no 80C deduction for KVP.
Is there a limit on KVP?
No upper limit. The minimum is ₹1,000. Above ₹50,000 you need your PAN, and above ₹10 lakh, proof of income.
Can I cash KVP early?
Yes, after 2 years and 6 months, at a value lower than full maturity.
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