CAGR calculator: your investment's yearly growth rate
Enter what you started with, what it's worth now, and how long it took. See the yearly growth rate.
- Years and months
- Total and yearly return
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Know what your money really earned
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Questions people often ask
Is CAGR right for a SIP?
Not quite. A SIP has many investments on different dates. XIRR measures that more accurately.
What's a good CAGR?
Compare it with inflation over the same years, and with what a safe option like an FD would have paid.
How CAGR works
CAGR = (end ÷ start)1 ÷ years − 1.
Example: ₹1 lakh that became ₹2.5 lakh in 7 years grew at about 14% a year.
Last reviewed 8 October 2026. The rules in this calculator come from these official sources.
- Investor education and calculators Securities and Exchange Board of India
Common questions
What is CAGR?
Compound annual growth rate: the steady yearly rate at which an investment would have grown from its start value to its end value.
How is CAGR calculated?
(End value ÷ start value) to the power of (1 ÷ years), minus 1.
What is the CAGR if money doubles in 10 years?
About 7.18% a year.
CAGR vs absolute return?
Absolute return is the total change, ignoring time. CAGR spreads it over the years, so you can compare investments held for different periods.
Can CAGR be negative?
Yes, if the investment is worth less at the end than at the start.
Related calculators
Lumpsum
What a one-time investment could grow to.
SIP
What a monthly investment could grow to.
Capital gains
Tax on shares, mutual funds, gold and property you sold.
Inflation
What today's money will be worth later.
Compound interest
How compounding grows your money.
Stock average
Your average price after buying more.
