Inflation calculator: what things will cost later
Enter a cost today, an inflation rate and the number of years. See the future cost, and what money then is worth today.
- Future cost and today's value
- Any inflation rate
- Free, no sign-up
Plan for tomorrow's prices
Our experts plan your goals, from your child's education to retirement, with realistic inflation built in.
Questions people often ask
What inflation rate should I use?
Use the latest CPI figure as a starting point, and plan with a higher rate for education and healthcare, which often rise faster.
Do my savings beat inflation?
Compare your after-tax return with inflation. A 7% FD taxed at 30% leaves about 4.9%, below 6% inflation.
How inflation adds up
What ₹1 lakh today costs later.
| Inflation | 10 years | 20 years |
|---|---|---|
| 5% | ₹1.63 lakh | ₹2.65 lakh |
| 6% | ₹1.79 lakh | ₹3.21 lakh |
Last reviewed 8 October 2026. The rules in this calculator come from these official sources.
- Consumer Price Index releases Ministry of Statistics and Programme Implementation
Common questions
How is the future cost calculated?
Today's cost × (1 + inflation rate) to the power of years.
What will ₹10 lakh be worth in 10 years at 6%?
Something that costs ₹10 lakh today will cost about ₹17.9 lakh. And ₹10 lakh then will buy what about ₹5.6 lakh buys today.
What is India's inflation rate?
Retail inflation (CPI) changes every year. Check the latest figure from the statistics ministry (MoSPI), and plan with a rate you're comfortable with.
How long does it take for prices to double?
At 6% inflation, about 12 years. Divide 72 by the inflation rate for a quick estimate.
Why does inflation matter for savings?
If your savings grow more slowly than prices, they buy less over time, even though the number in your account goes up.
